PM SVANidhi Yojana Online 2026 (पीएम स्वनिधि योजना 2026)

Pradhan Mantri SVANidhi Yojana 2026 (पीएम स्वनिधि योजना 2026) is a financial support scheme for the street vendors of India. Under the scheme, the government provides loans of ₹10000 to ₹50000 with a 7% interest subsidy.

The PM SVANidhi Loan Yojana 2026 provides collateral-free loans to every street vendor who has financial problems to grow their business. Under this PM Loan Yojana, now street vendors can easily get loans from the government without any guarantee and get subsidies on the interest.

The Samriddhi Yojana loan is basically made for those street vendors who have survived their lives by doing small business on the roadside. Street vendors' businesses, like vegetables, fruits, ready-to-eat street food, tea, pakodas, bread, eggs, textiles, apparel, footwear, artisan products, books/stationery, etc., can get the benefits under this PM SwaNidhi loan scheme.

Pradhan Mantri SVANidhi Scheme 2026

The Ministry of Housing and Urban Affairs started the Pradhan Mantri SVANidhi loan scheme that gives financial freedom to the state vendors and gives them an opportunity to grow their business with the loan from the government.

The PM Loan Yojana comes with some major benefits, like no processing fees to apply for this scheme, no guarantee needed to apply, no collateral required for this loan, the lowest interest rate, extended time to repay the loan, cashback on digital transactions, subsidy on the interest, and other benefits.

The street vendor can use this PM loan to buy goods and necessary items for their business to run the business properly without investing their money. This scheme is not only for roadside vendors’ businesses; also small businesses like barber shops, cobblers, pan shops, laundry services, etc., can get the PM SVANidhi loan to grow their business.

This scheme is basically created for lower-income businesses, and the business owner can easily get their loan with minimum documents and process. The street vendors apply for this loan easily online or offline and get approved in a few days.

PM SVANidhi Yojana Online Registration 2026

For registration of the PM SVANidhi loan Yojana, the user can register online or offline. For offline registration, fill out the loan application form of the scheme, attach the required document, and submit it to the nearest Ministry of Housing and Urban Affairs office.

The applicants must also have a mobile number that is linked with the Aadhaar card and an active bank account with the same name as the applicant to receive the loan amount directly to the bank.

Before doing the offline application, collect all the required documents and make copies of every document along with the bank details, and attach all the documents to the loan application form.

PM SVANidhi Yojana Apply Online 2026

Any applicant who wants to apply for the PM SVANidhi Loan Yojana to get a loan from the government to run their business has to do these steps below:

Step 1: Visit the official website of PM Loan Yojana: https://pmsvanidhi.mohua.gov.in/ and click on the “Login” button.

Step 2: Now enter the mobile number of the applicant and fill in the captcha code; after that, click on the “Request OTP” button.

Step 3: After successfully logging in, select whether you have an Aadhaar card or not at the first; the applicant must select a valid vendor category from the list. Enter the "Survey Reference Number" (SRN) and click on the “Next” button.

Step 4: Now you have to fill out the application form with the proper information. On this application you have to fill in your personal information and relationship details. You have to use your current address that is mentioned on the document and also provide some information about your vendor.

Step 5: After completing the application, now you have to upload the required documents as mentioned on the screen. Upload every document one by one, give your income detail, and enter the bank account detail properly. Also, the digital payment information can be entered here. If you have any existing loans, then enter the details of the loan; if not, leave it blank.

Step 6: Now you have the application submitted. Before submitting your application, you can choose your Lander or leave it as the auto Lander that is set by the government. Now agree to the terms and conditions, click on the checkbox, and submit your application by clicking on the “Submit” button.

After successfully submitting your application, the application details will be delivered to the registered mobile number along with the application number. This application number will be used for the check status of the PM SVANidhi Loan Yojana.

PM SVANidhi Yojana Eligibility 2026

The government said some eligibility criteria for PM loan Yojana for street vendors must be followed by the applicant.

• The street vendors have valid documents issued by urban local bodies, like a Certificate of Vending/Identity Card.
• The government taken survey of the street vendors; if they do have not this document, the Certificate of Vending/Identity Card, and are listed on the survey, they are eligible.
• The street vendors who have letters of recommendation and are working on the surrounding development, peri-urban area, and rural area can be eligible for this scheme.
• Any street vendor who has a recommendation letter from urban local bodies or town vending committees and is also listed on the government survey is eligible for the scheme.

Required Documents PM SVANidhi Loan Yojana 2026

Under the PM loan Yojana, the street vendors required some valid document to apply for the loan of any category of the vendor. Let's know the list of required documents for the PM SVANidhi Loan Yojana.

• Certificate of vending.
• Identity card.
• Letter of recommendation.
• Aadhaar card.
• Voter card.
• Driving license.
• MANREGA card.
• Pan card.
• Copy of bank account statement.
• Copy of membership card or any other proof of membership.
• Any document that is proof of the vendor.
• Request letter to urban local bodies.

This is the main required document for the PM loan Yojana application; if any other documents are required, you have to correct and attach them to the application.

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